5 life hacks that will help to maintain financial security on trips

We have collected several life hacks for travelers that will allow you to effectively use your Bank card abroad without risks and losses.
Hardly anyone will argue with the fact that the Bank card has become an integral part of our lives. It is always with us, and with the development of contactless payments there is no need even in the physical use of the card. Therefore, from the very process of purchases, which allows us to make payments by Bank transfer both within our country and around the world, we begin to get real pleasure. Nothing prevents the child to buy a new outfit, being, for example, on a business trip in another country. But you should know some rules that will help not to fall for the bait of scammers. We asked the press Secretary of the payment system “Mir” Elena Bocharova to share important tips on how to effectively and safely use a Bank card on the journey.

Forewarned is forearmed.

Security service of any Bank is a complex automated IT-system, which is designed to protect customers and their funds from all kinds of risks. Going abroad, warn your Bank that you are leaving the country and plan to make purchases on the card. The Bank is very wary of such transactions and withdrawals from ATMs outside the country, there is a high percentage of probability that such actions he will regard as suspicious and block the card.

How to restore the card, if there is such a need?

You must immediately call the official number of the Bank indicated on the card. The employee will clarify your passport details and code word, but do not forget that the card unlock can take more than a day. Therefore, in order to avoid such a situation, it is better to have several cards with you.

Specify in advance all the information

At the moment when you warn the Bank about going abroad, be sure to find out about its partner banks, which can be profitable to be served in the territory of the visited country. Also, the Bank will inform you about the limits on withdrawal from the card and tell you in what currency it is most economical to make purchases, and if necessary, even open an account in dollars or euros. Continue reading →